The American Express In LA Card offers the ability of individuals to benefit from a good line of credit as well as the benefits of a reward program. If you live in LA or visit there often, you will benefit from this service as it provides for benefits that range in what Los Angeles can offer. Offered by American Express, it is a solid credit card with some pretty unique features.

The American Express In LA Card offers an introductory rate of 0% for six months on both balance transfers and purchases. After that time period, you will get 11.99% variable APR on purchases as well as 22.99% on cash advances. There is no annual fee for this line of credit either. It is ideal for someone that has better than average credit and is looking for a minimum credit limit of $1000 all the way up to the possibility of $100,000. The Average Daily Balance method is used for calculating charges.

For rewards, the American Express In LA Card allows for one point per dollar spent. You will also get some additional points as well. You get two points for each dollar that you spend on various magazine and newspaper subscriptions, cell phone service, cable subscriptions, dining, gym memberships as well as other services. You will then be able to use these points for various things from merchandise to entertainment. The points can only be redeemed and used in Los Angeles, New York City or in Chicago, though. There is no expiration and limit on what you can earn here.

In addition to these things, you also get fraud and security protection, extended warranties on some of your purchase, and purchase protection. These are all things that you would expect from an American Express Credit card. If you are looking for a credit card that offers a solid amount of credit at a fairly low cost as well as a way of earning rewards in LA, then this may be the best credit for you.